skip to content
Your Credit Union Membership Services Member Accounts Member Loans Homepage
Image of family playing outside

EMV Chip Card

As your cards expire and are reissued; your new card will be EMV enabled and will have a chip. A chip card is a standard-size plastic debit or credit card that contains an embedded microchip as well as a traditional magnetic stripe. The chip encrypts information to help increase data security when making transactions at terminals or ATMs that are chip-enabled.

Visa chip cards are not only more secure, they are also simple to use. Chip cards and terminals work together to protect in-store payments. A unique one-time code is generated behind-the-scenes that is needed for the transaction to be approved - a feature that is virtually impossible to replicate in a counterfeit card.