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Annual Credit Report

The Fair Credit Reporting Act guarantees you free access to your credit report from each of the three nationwide credit reporting companies—Experian, Equifax, and TransUnion—once every 12 months.

The Federal Trade Commission receives complaints every year from people who thought they were ordering their free annual credit report, and couldn't get it without paying fees or buying other services. TV ads, email offers, or online search results may promise "free" credit reports, but there is only one authorized source for a truly free credit report.

Get your free annual credit report Leaving FRB FCU Credit Union

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