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Individual Retirement Account (IRA)

Are you ready to start saving for your retirement?

It is never too soon or too late to start investing in your future. We offer both traditional and individual retirement accounts (IRAs) that can assist you with your retirement goals.

Who is eligible to open a Traditional IRA?

Anyone can open and make contributions to a traditional IRA, as long as you or your spouse (if you file a joint return), received taxable earned compensation during the year and you were not 70½ years old by the end of the year.

Traditional IRAs

Traditional IRAs allow your earnings to grow tax deferred, so you won't owe income taxes until you make withdrawals. And if you're eligible, your contributions are tax deductible. Deductible contributions and earnings are taxed at your regular income tax rate when money is withdrawn.

To qualify to make tax-deductible contributions to a traditional IRA, you must be younger than 70½ years old and have received compensation (in general, income earned from working). From there, you're automatically eligible if neither you nor your spouse if you're married, are covered by an employer-sponsored retirement plan – no matter how high your income.

Are you ready to start saving for your retirement? It is never too soon or too late to start investing in your future. We offer both traditional and individual retirement accounts (IRAs) that can assist you with your retirement goals. 

Open an IRA Account

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